Dennis Delphenich, president and founder

Education

Boston University Graduate School of Management

Master of Business Administration degree awarded in 1989.

Wright State University

Bachelor of Music - Classical Guitar Performance, cum laude

Bachelor of Music - Composition, cum laude.

Background

As a 30 year veteran of the financial planning and investment management business, Dennis blends deep acedemic background with real world practical experience. 

Graduate school provided a deep background in securities analysis,

portfolio design, modern portfolio theory, and global economics. 

His extensive experience in working with clients to bring financial dreams 

into reality, has provided invaluable perspectives that cannot be

taught in classes and books, for example, how a new retiree

psychologically handles transitioning into a satisfying retirement.

Dennis is a member of the Dayton Classical Guitar Society and the

Lute Society of America.  Dennis's son, Alec, is continuing the

family musical interests as a singer/songwriter in Boston, MA.     

Kyle Higgason

Education

Xavier University 

Master of Business Administration degree awarded in 2007.

University of Kentucky

Bachelor of Arts - Political Science degree awarded in 1991.

Background

Since 1991, Kyle has been a financial advisor working in discount, full-service and bank brokerage firms. Kyle combines his deep acedemic background with his rich and varied real world experiences in guiding his clients toward their financial freedom.

Kyle is an integral part of the firm not only with personally advising his clients but also in the investment research and portfolio design activities.

Kyle also offers his experience and expertise as an abitrator for FINRA, a financial industry regulator. As a FINRA arbitrator, Kyle

assists with the resolving of securities-related disputes. 

Kyle believes that the most important things in life can't be seen,

which is why he cherishes his relationships with family, friends and

clients.